July 12, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
March 9, 2022
AgencyAlzheimer’s Drug Costs Spur Reconsideration of Medicare Part B Rate Hike
The Biden administration is considering reducing the 15% hike for the standard Medicare Part B premium for this year after the maker of the new Alzheimer’s drug Aduhelm announced that it would halve the price of the controversial medication. But after a preliminary decision by the Centers for Medicare and Medicaid […]
August 6, 2020
AgencyLife Insurance Is Important for All, but Vital If You Are Self-Employed
Autonomy, freedom, flexibility – there are certainly perks to being a self-employed individual. However, there are also some disadvantages, mainly not having a benefit plan provided. You’re essentially on your own when it comes to obtaining life, health, disability and other insurance benefits. As a self-employed person, you are placing your family at significant financial […]
July 8, 2020
AgencyTurning 65? Here’s What You Need to Know About Medicare
When you turn 65, you have some important decisions to make about your Medicare benefits. You must also make these decisions within a specific time frame. It’s important to understand your choices, and the timeline by which you must make them in order to avoid penalties. Normally, most Americans become eligible for Medicare benefits […]
June 1, 2020
AgencyThe Return of Whole Life Insurance
Over the last few decades, term life insurance has seemed to be the best way to provide for your family if you were to pass. It is affordable and pays out well, but after years of renewing policies that did not guarantee any benefits, people have started to turn back to whole life insurance coverage. […]
May 17, 2020
AgencyMedicare Gets More Coronavirus Leeway
While the COVID-19 crisis worsens, Congress has made a number of important changes to Medicare to help recipients cope with associated costs, should they be tested or receive treatment. If you are a Medicare recipient, here are the changes you should know about, thanks to the passage and enactment of the CARES Act: No out-of-pocket […]
May 5, 2020
AgencyAt What Age Should You Buy Long-term Care Insurance?
The specter of having a severe illness or injury that requires long-term care is a scary proposition for most anybody, not to mention the financial obligations you would face. But trying to time when is the best age to purchase a policy is not an easy decision. Obviously, you don’t want to buy the […]
April 29, 2020
AgencyCOVID-19 and Protecting Yourself and Your Family
As the COVID-19 virus spreads across the world and the number of cases grow in the U.S., there is a lot of hysteria and misinformation about how to protect yourself from this new strain. More and more people are wearing surgical masks when they go outside, thinking it will protect them, […]
October 7, 2019
AgencySmall Employers Can Reimburse for Medicare Part B, D Premiums
Small Employers Can Reimburse for Medicare Part B, D Premiums As the workforce ages and many employers want to keep on baby-boomer staff who have the experience and institutional knowledge that is irreplaceable, one issue that always comes up is how to handle health insurance. Once your older workers reach the age of eligibility […]
September 25, 2019
AgencyWhy You Should Review Your Designated Beneficiaries Annually
When you apply for life insurance, or open a retirement account, you’ll be asked to name beneficiaries. This is an important step in financial planning. Failure to name beneficiaries can be a costly mistake, and one that can cause your loved ones a great deal of hardship after you’re gone. What’s a named beneficiary? […]